I Submitted the Highest Bid at the Auction. Did I Buy the Property or Not?

Following the onset of the COVID-19 pandemic, many jurisdictions put moratoria in place prohibiting foreclosure sales. However, most moratoria have expired and foreclosure sales, conducted at public auction, are ramping up as lenders work their way through a backlog of delinquent loans. Property owners, hoping to take advantage of a hot real estate market, are…

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United States Court of Appeals for the Fourth Circuit Nixes Maryland’s Attempt to Give Tax Sale Purchasers A Home Field Advantage

Real property tax sales provide opportunities for investors to acquire properties for below market prices if the properties are not redeemed from sale or to earn interest on the taxes paid at the tax sale at generous rates if the properties are redeemed.  As a result, large investors participate in tax sales throughout the United…

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No Windfall For You! Fourth Circuit Holds That Return of Loan Proceeds Is A Critical Part Of Rescission Under Truth In Lending Act

The federal Truth In Lending Act (TILA) is a consumer protection statute designed to protect borrowers from unfair lending practices.  When a consumer loan is secured by the borrower’s residence, the TILA gives the borrower the right to rescind the transaction.  If the lender makes required disclosures to the borrower, including advising the borrower of…

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Maryland Legal Aid appoints Lorenzo A. Bivans, Jr. to Board of Directors

Lorenzo A. Bivans, Jr. has been appointed to serve on the Maryland Legal Aid (MLA) Board of Directors. MLA is a private, non-profit law firm that provides free, civil legal services to low-income communities throughout Baltimore City and Maryland’s 23 counties through its 12 office locations across the State of Maryland. Each MLA office is…

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Now Accepting Applications: Rosenberg Martin Greenberg Opens 2022 Application Process for Second Cohort in its Building Black-Owned Business in Baltimore Program

On July 1st, Rosenberg Martin Greenberg (RMG) began accepting submissions for its second cohort in the Building Black-Owned Business in Baltimore Program (the “BBOBB Program”). Black business owners in the Baltimore Metro Area are encouraged to apply in order to receive complimentary legal services for one year. From the applicant pool, five businesses will be…

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