News & Insights

SBA Gathering Info on “Economic Uncertainty”: What Form 3509 May Mean for Borrowers in the Paycheck Protection Program

The U.S. Small Business Administration (“SBA”) recently released additional details relevant to those participating in the Paycheck Protection Program (“PPP”).  In particular, on October 26, 2020, the SBA posted a notice seeking comment regarding drafts or revisions of various forms to be used by the agency in reviewing both loan and forgiveness applications from the…

When Can I Redeem My Pennsylvania Property From Tax Sale? It Depends On Where The Property Is…

Renowned Pennsylvanian Benjamin Franklin famously wrote that “in this world, nothing can be said to be certain except death and taxes.”  A recent decision of the Pennsylvania Supreme Court demonstrates that, even in the certain realm of taxes, there is still room for uncertainty. At issue in Fouse v. Saratoga Partners was the difference between…

Consumer Lending Laws May Be A Trap For Even The Wary

It is no surprise to anyone involved in consumer lending that laws designed to protect consumers from inception of the loan relationship through collection of the loan following default vary greatly from state to state and even by loan type within a state. Not staying on top of these variations can get even an experienced…

Rosenberg Martin Greenberg, LLP Elects Five New Partners

Rosenberg Martin Greenberg, LLP is pleased to announce the election of five of its attorneys as partners of the firm, effective September 10, 2020. The new partners are R. Kelvin Antill, Adam D. Baker, Jamar R. Brown, John A. Carpenter, Jr. and Jeffrey M. Lichtstein. “I am very proud of our new partners, all of…

RMG’s Building Black-Owned Businesses in Baltimore Initiative Selects Five Clients for 2020 Engagement

In July, we announced that, as a Baltimore-based business law firm, one way in which the attorneys and staff at Rosenberg Martin Greenberg are uniquely suited to assist in addressing some of the drivers of economic disparity in Baltimore City’s Black community is by expanding access to legal representation for early-stage Black-owned businesses. In turn,…

Neither Separate Nor Equal: How Thurgood Marshall’s Challenge of Baltimore County’s Segregated School System on Behalf of an RMG Partner’s Relative Relates to Baltimore’s Current Racial Inequality, and Informs RMG’s Efforts to Address It

In 1935, my great aunt, Margaret Williams, then a teenager from Cowdensville, a tiny all-Black enclave in southwest Baltimore County, was denied admittance to Catonsville High School. This was not unusual. To discourage Black migration from the City, Baltimore County refused to provide an education to Black students past the seventh grade. Black pupils seeking…

Pennsylvania Supreme Court Clarifies Applicability of Act 6 To Residential Mortgage Foreclosures (Sort Of)

When the loan documents provide for confession of judgment and the collateral encumbered by the mortgage securing the loan is commercial real property, the foreclosure process in Pennsylvania is straightforward.  The lender first obtains a judgment by confession against the property owner.  Assuming that the property owner does not succeed in having the judgment opened…

Baltimore City Proposes Annual Licensing Fee Increase on Commercial Parking Facilities

At the July 6, 2020 Baltimore City Council meeting, Councilmembers Ryan Dorsey and Shannon Sneed introduced a bill which proposes to raise the annual licensing fee for commercial parking facilities for the first time in nearly 20 years.  Commercial Parking Facilities are defined in the City Code as “a garage, structure, or part of a…

Maryland’s Highest Court Confirms That Breach of Fiduciary Duty Exists As An Independent Cause of Action

Whether Maryland law recognizes an independent cause of action for breach of fiduciary duty has been an unsettled question.  As the Maryland Court of Appeals noted in its July 14, 2020 opinion in Plank v. Cherneski, “Maryland appellate courts have not spoken uniformly on this issue” and have “made seemingly inconsistent pronouncements.”   Consequently, “Litigants pick…

Building Black-Owned Business in Baltimore

The protests engulfing the country over the last month have not only raised overdue awareness of the criminal justice system, but that they are just a symptom of the legacy of government policies and institutional practices that have advanced and perpetuated racial inequality. As a Baltimore-based law firm, we have reflected on ways that we…