Experienced Representation in Commercial Lending
At Rosenberg Martin Greenberg LLP, our commercial lending practice group provides sophisticated and comprehensive legal services to banks, insurance companies, private lenders and other traditional and non-traditional lenders. We excel in handling all aspects of real estate, business, and commercial lending, including commercial and industrial lending, asset-based lending and equipment financing and leases. Our expertise extends to:
- Real Estate Financing: Facilitating loans for the acquisition, construction, and permanent financing of projects across retail, multifamily housing, office, and industrial sectors.
- Business Lending: Supporting middle-market companies with working capital, equipment purchases, and other corporate financing needs.
- Loan Syndications and Participations: Collaborating with multiple lenders, including as lead lender and agent, to manage large loan transactions.
- Local Counsel Representation: Assisting lenders in multistate loan transactions, ensuring compliance with local laws and regulations in Maryland, the District of Columbia, Viriginia, Delaware, Pennsylvania and West Virginia.
Commercial Lending Core Competencies
Strategic Loan Structuring
At RMG, we understand that the structure of a loan, at times, significantly impacts its cost and security. Our attorneys provide expert advice on structuring loans to minimize transaction costs, such as recordation and transfer taxes, title insurance fees, and other fees, while ensuring that the lender’s interests are fully protected. Our services include:
- Loan Documentation: Drafting and negotiating comprehensive loan agreements.
- Security Interests: Creating and perfecting security interests in both personalty and other UCC collateral, and real property.
Troubled Loan Restructuring: Assisting with loan restructurings and workouts, in collaboration with our creditor's rights and bankruptcy practice group.
Experienced Representation in Commercial Lending
Efficiency is at the core of RMG's approach to commercial lending. Our deep experience in structuring and documenting loan transactions allows us to close deals swiftly and effectively, resulting in manageable transaction costs for our clients. This efficiency is a crucial advantage in the competitive lending market, where controlling costs is paramount. Whether the borrower or the lender is covering transaction expenses, our streamlined processes ensure transparency and predictability in legal fees, reducing financial surprises.