Rosenberg Martin Greenberg offers thorough loan due diligence for lenders, ensuring each transaction starts with a meticulous review of the borrowing entity, title, survey, environmental site assessments, and insurance documents. This detailed analysis helps our clients evaluate all risks and protect their interests.
Benefits of Comprehensive Loan Due Diligence
Loan transactions come with inherent risks. Our due diligence process addresses key questions to safeguard lenders:
- Is the borrower providing accurate information?
- Is the property a sound investment?
- Will the venture perform well enough to justify the loan?
- Essential Information for Due Diligence
- Borrowers must provide critical information, including:
- Personal credit information
- Financial history of the company and principals
- Tax returns
- Details of other loans and liabilities
- Documentation related to the potential real estate transaction
Equipped with this information, a due diligence expert can assess and analyze the integrity of the borrower, predict the reliability of the transaction, and ensure a sound return on investment.
Key Areas of Due Diligence
Loan due diligence is crucial in:
- Commercial real estate underwriting
- Insurance due diligence
- Commercial loan underwriting
- Residential real estate underwriting
- Using specialty databases, court records, and other sources, we access and interpret necessary documents, assess risks, and make informed recommendations.
- Outsourcing Loan Due Diligence
Outsourcing due diligence offers several advantages:
- Access to comprehensive databases (UCC filings, tax liens, lawsuits)
- Identification of potential liabilities (e.g., environmental contamination)
- Efficient and thorough risk assessment
- Protect Your Investments with RMG
Rosenberg Martin Greenberg helps lenders minimize risks and protect their investments through diligent loan review. Contact us to ensure your transactions are secure and profitable.